The Rise of Crazy Taxi and Other Taxi Games Online

CRAZY TAXI
Crazy Taxi is a racing game that was released around 1999 and it was a huge success…
This game was one of the first of its kind, and therefore attracted a large number of people and is one of the most popular games today.
Due to the crazy and non violent nature of the game, it has successfully been able to achieve a huge fan base, with users of all age groups Crazy Taxi is a racing game that was released around 1999 and it was a huge success…
The online version of the game is based on flash. It has many restrictions as compared to the original game, but is still very entertaining. In this version of the game the user has to drive as fast as he can, ceaselessly jumping over other cars to reach the checkpoints on time, thereby extending the length and the jest of the game. The level of the game amusingly keeps increasing as per the number of checkpoints reached.
OTHER FAMOUS TAXI GAMES
Due to the rising popularity of the online version of crazy taxi, many developers are now developing more and more games based on similar themes. Today there are thousands of taxi games available online for free.
These games have attractive themes which give the users an enjoyable experience. Below is list of few of these games, with a brief introduction of each:
1) Taxi Driving School
Want to see yourself in the list of legendary taxi drivers??? But for that you have to pass the highly endorsed exam of our taxi driving school, you have to get through the 14 practice sessions inside the set time limit, without crashing the taxi. There are arrows on the road, guiding you to complete the practice sessions. See you at the taxi stand!
2) Limo Parking
Limo Parking is a very addictive parking game. in this game, the player plays the role of the driver of celebrities and has to make sure that the celebrities reach the destinations on time, without damaging the vehicle. Limo parking requires the player to be smart and on guard.
The game has a very interesting theme and consists of many levels, with the difficulty increasing at each level. So here’s ur chance to drive the limo and that too for famous celebrities. You DON’T want to miss it.
3) BUST A TAXI
If you though that taxi drivers are the safest people on the road, for they obey traffic rules, think again! In Bust A Taxi you drive a crazy, taxi running ferociously on the road. The objective is to control the taxi and avoid accidents with other cars to prevent damage to the taxi. You have to gain points to get to the next stage, and to do so, you have to crash the trash boxes and avoid running over people, for they make you lose points and also because: they are people. So get ready to be a crazy cabbie!
4) Sim Taxi
In this awesome game, you get to play the role of a real taxi diver, and you have to pick and drop passengers to earn cash, so you can upgrade you taxi.
The game is highly entertaining and the city is very well build with realistic dialogues and destinations.
Game modes
New game: standard game, can same and load progress
Practice: Learn how to earn cash
Time attack: Complete missions within time to get a high score
5) Monkey taxi
Mr. Arthur is the fastest cab driver in the city, and he’s also a monkey.
In monkey taxi, you play as Arthur, and your aim is to pick five passengers one by one and then drive them to their destination. But, that’s not all, you have to drive as fast as you can to reach the destination as quickly as possible and avoid hitting other cabs and police cars at the same time, to save yourself from getting busted. Because the police doesn’t really like monkeys driving a taxi, BEWARE!
6) Zombie Taxi
The beautiful city is under rampant zombie attack and very few people are left uninfected and you are one of the lucky people driving a taxi. You are city’s one last hope. so get as many people as u can in the taxi, and drive them you safe drop zones before they all get eaten by the craving zombies and the city becomes a ZOMBIELAND. And don’t forget to slay a few zombies with your speedy cab.
7) Zombie Taxi 2
Zombies are roving the city once again and once more, all eyes are on u to rescue the passengers and also the VIP’s from the scary and spooky zombies. Try to save as many people as you can by picking them and dropping them to safe drop zones. You can also kill the zombies by running your speedy taxi over them. So go out there, and save the city from this epidemic.
8) LONDON MINICAB
Ever dreamt of driving on the bustling roads of London??? Here’s your chance to live the dream. In London minicab, you are a busy taxi driver in the hectic city of London, looking to earn cash by picking up passengers and dropping them to their destinations at the earliest. the fact that makes this game special is that it has the actual layout of London city. The landmarks and other places also replicate the London city.
So don’t get absorbed in the buzz of the city as you also have to be careful about getting your car repaired and refueled from time-to-time!
9) Bombay Taxi
Pakya, is a frustrated taxi driver after a long day at work in the crowded streets of Bombay. He now, is confronted by another inevitable problem, the problem of parking. You have to help Pakya to maneuver the wheels against the hijacked parking spaces. Cramped parking spaces require good driving skills.
I Hope you will not add to Pakya’s frustration, rather help him with your skills.
10) Future Cabbie
If you think you’ve mastered driving on the roads of today, and you get bored driving on roads, here we are with an all new challenge for you! In future cabbie, we take you to year 2050, where you get behind the wheels of your flying taxi, and work as a cabbie for FuturCorp in this futuristic taxi game.
You have to pick and drop passengers in your flying taxi and meet the fares quota to reach the next level… Enjoy driving, I mean flying!

From Cute Baby to Rogue Teen – The Transition In Fashion Style

Most parents do not realize it, but the process of becoming a rebellious teenager begins somewhere shortly after the first few months of life. Babies are told that “this is how you act, this is how you dress, and this is who you are,” through the actions of the parents. The parent that is armed with the proper knowledge however, can nip this in the bud early on.
Consider your own teenage years. You were rebellious, wanting to be anything but what your parents wished you to be, simply because they had spent their life telling you how to dress, what to watch on TV, and all the other “tough love” that they had exhibited. Do you recall how you rebelled? Nine times out of ten the most utilized act of rebellion was the physical appearance. It showed through mostly in the manner in which you dressed. They wanted you to dress all preppy and ‘socially acceptable,’ so in response you wore the generational clothes, in most cases of parent today, that would have been the pop culture punk rock style of dress.
To keep your child from rebelling and doing irreparable damage to your future relationship, start him or her off early in the same style of clothing that you wore back when you were a teen. You remember, the black t-shirts with such pop culture punk rock bands as the Deftones, Blink 182, Fall Out Boy, the Ramones, and Green Day. This will have one of two effects. First, your child will not feel held back and will grow into his teenage years without feeling the need to rebel, or secondly he/she will rebel by wearing nicer clothing. Either way, in the end, you, the parent, are the winner. Just don’t ever tell your children that!

Why Reading Is So Important

There are so many books all over the world, covering different topics. There are fiction and the non-fiction kinds of books that suit different age groups. Reading is very important, even though many people do not seem to realize it.
In today’s society, it is important to be knowledgeable and learn as much as you can about different topics. Some of the reasons why reading is so important include:
It is fundamental to the functioning of the society today
There are so many people who are unable to read so as to understand the instructions that are indicated on different things such as medicine. This can be scary to many since it is such an important function. When you cannot read, then you may not be able to handle applications without some help. There are the warning and road signs that can be difficult to understand if you cannot read.
Landing jobs
If you want to find a good job, then reading is important. There are jobs that require one to read to be able to perform. Memos, reports, and so on have to be read, understood and then given a response. When you read widely, you become more knowledgeable and therefore you may end up impressing the panel with what you know.
Develops the mind
When you read, then you are essentially developing your own mind. The mind needs to be exercised. When you read and understand, then the ability of your mind automatically grows. When children are taught and encouraged to read extensively, then it improves their language skills. They get better at concentrating and listening. This then mold a person to be better.
Discovering new things
This is the best way in which you can discover things you had no idea about. EBooks, magazines, and all sorts of books are great tools that can be used to discover things. It is very easy to educate yourself regarding different issues and topics. In this age, there is so much information that is available out there. The only way that you can make use of this information is by actually reading it.
Developing one’s imagination
When you read, then your imagination develops in the process. In as much as computer games and television are great, they are great for amusement. This is something that does not require much thinking. As for reading, you can travel to any part of the world. You can go on adventures, take on a character, and so many other things that would have been unknown to you.
Creativity
Reading makes you more creative. When you are reading something such as a novel, you keep on thinking about how things will go in the end. You create your own story-line and regardless of whether the author thinks like you or not, every twist makes everything so much better. Even when you decide to read an inspirational book, you get challenged and you start thinking beyond your comfort zone. When you read, your self-image improves incredibly. These are some of the things that warrant a lot of reading at all times.

Affordable Rental Apartment

One important consideration while shifting to a new apartment is to care about your security arrangements. Less attention to your safety can put you in a big trouble that can also cost your life and such risk is too big to take for your family. Even you desire to give your kids a secured atmosphere where they can spend a quality time before they move to their universities. Hence, it is in your hands to give a comfortable and luxurious life to your kids and family.
If you are planning to buy or rent an apartment, you can find out an affordable and burglary-proof apartment in New Port Richey. To find such apartment, all it takes is a little research on your part, to make your family and your possessions safe.
If you haven’t moved to an apartment, you can research different apartments within your preferred location. Your search shouldn’t be restricted to your apartment but it should cover the neighborhood areas to be sure that you are not moving to a high crime zone. This can be revealed by finding the local crime rates and incidents of break-ins.
It is essential to take precautions by those who have already moved in a rental apartment. You can start taking precautions to make sure that you are living in a secured apartment. You can protect yourself by having blinds and curtains to cover your large windows but do remember that you don’t leave them open while you move out of your apartment.
There are many other common sense precautions that you can take to protect your apartment. So, be alert and be cautious while signing a rental apartment for your family.

Fashion Style – How To Look Stunning This Party Season

Whatever the usual excuses you use to get out of attending parties, they won’t work for the party season, after all you’ve had twelve months notice.
Rather than looking for excuses to get out of it let us show you how to look great this party season.
It really is simpler than you think, just follow our simple tips on how to look great this party season you’ll be happy you made the effort.
How to Look Great this Party Season – What Not to Wear.
When it comes to the party season, how to look great can be difficult for a number of reasons, not least the sudden deluge in invites. There is the office party, the family party and socializing with friends.
This could mean anything upwards of three outfits.
Do you opt for one outfit with different accessories hoping you won’t bump into the same people at different events, or do you buy a different outfit for each party?
The biggest mistake most women make is to choose a style that is blatantly not for them.
Just because a dress is in the store does not mean it’s for you.
How to Look Great this Party Season – Things to Remember
Whether choosing clothes so you can look great for the party season, or choosing outfits for any other time of the year, looking great means choosing an outfit that suits you and reflects your sense of style.
It is possible to be fashionable without being a slave to fashion, just remember these golden rules.
o If you want to look great this party season, remember – less is more. Less make up, less jewellery, less everything. Don’t be tempted to wear blue eye shadow with that red party dress just because you’ve worn it everyday for the last twenty years.
Choose a theme and stick to it, if your favorite piece of jewellery doesn’t compliment your chosen outfit, don’t wear it.
o Make sure the outfit you select suits the occasion.
o When selecting a party outfit, make sure you feel comfortable in it.
If you feel uncomfortable in front of your dressing mirror and keep hiking the bust line up or the hem line down, well – draw your own conclusions!
o Make an effort even if you think no one expects you to.
How to Look Great this Party Season – Choosing the Right Outfit
While there is no denying the visual impact of the little black dress, why not be bold this party season and go for something different.
Red is a very popular choice for Christmas and guaranteed to make you stand out in the crowd.
If you’re not ready to be quite so bold, then gold is a rich sumptuous alternative, ideal for creating that sophisticated look.
If you do have to wear the same outfit more than once, you can change the look by choosing different shoes, handbag and accessories to compliment. Throwing a contrasting colored shawl over your shoulders is also an excellent way to change the look of your outfit.
Don’t forget your lingerie. Nothing lets down a stunning outfit more than ill fitting linger. It’s Christmas, so if necessary, splash out.
Take extra care with your hair and make up, now might be a good time to try out that hair style you’ve been thinking about. And if you’re already at the salon, why not pick up some tips on applying your makeup.
How to Look Great this Party Season – Outerwear
So you’ve got the fabulous outfit. Don’t spoil it by covering it in that old coat you’ve had for years.
When you enter a room with your outdoor wear, this is where you make your first impression. What is that coat going to say about you?
Make an effort with every layer, from your coat, to your dress, right down to your lingerie. Make sure your partner knows you look as good out of your dress as you do in it!

Ease the Holiday Stress of Family Meals

Will you be visiting your family for the holidays? Do you have any concerns that you’ll fall back into old, familiar eating patterns that work against you and sabotage your health?
Most people say their stress climbs during the holidays, and weight gain is one of the stresses. The food and alcohol that are everywhere during the holidays can too easily become part of the coping strategies used for dealing with the other stresses: long lines, crowds, expenses, family conflicts, and so on.
What did food patterns look like in your early family years? Family patterns may affect your eating behaviors during your family visits this holiday season and add to your stress.
In many families, eating is part of the family dynamic, but in some families it’s the major part. Overeating is accepted, expected and encouraged – and overweight is simply ignored.
In other families, food involves power games and control issues:

  • who can get whom to eat what (and how much)
  • who can get whom to gain weight during the visit
  • who pushes others to eat dessert just to feel better about eating it her- or himself.

Sometimes one family member is the “food pusher”; sometimes there’s group pressure.
All of this is rather crazy stuff, but it can affect us. And some folks appear to have few defenses against these behaviors. Here are a few strategies to help.
One-Meal Strategies
If you’re visiting for only one meal, eat healthful foods before you go. It will be easier to turn down unhealthful items if you’re not starving, or even not very hungry.
Even better, eat protein before you go. That will stabilize your brain chemistry so you can avoid temptations and stay in control with ease.
Work out before you go. It’s a reminder of who you are now, and another way to stay on track. Why undo the benefits of your workout by overeating unhealthful foods?
Bring a healthy dish with you – even if you’re not asked. Heck, ESPECIALLY if you’re not asked. Take food you’d feel good about making a focus of your meal, and bring plenty for everyone.
Organize a group walk after the meal, even if there’s initial resistance. The walk will help you, and turning it into a family event will make it social. It needn’t involve every family member. When you return, it will be easier to make wise decisions about further eating.
Extended-Stay Strategies
If you’re visiting for a few days, take healthful foods with you and eat them as snacks or part of your meals during the visit.
Take along some reminders of your present life. Stay connected in a few ways to your present life to remind yourself that you’re no longer the child who grew up in that toxic food environment.
If you’re asked to help with meal preparation, use that perfect opportunity to make something healthy and delicious for everybody.
Find ways to work out while you’re there. Even a 10-minute workout can help if you do intense intervals.
Follow the other suggestions above, as well.
Does this mean you can’t indulge at all for the holidays? Obviously not, but be in control. If you do indulge, be sure you have decided when to do so, what you’ll eat, and how much. Have a plan – and follow it – for getting back on track, preferably right after your indulgence.

What Are the Benefits of Hiring an Airport Car Service Vs Transporting Yourself?

When you need to get to or from the airport, there are a number of travel options available. Discover the benefits offered by airport car services so that you can make an informed decision about your airport transportation the next time you fly.
Air travel can be an extremely stressful experience, especially when you consider the time and hassle it often takes to get to and from an airport on either end of a journey. Working with a private airport transportation service can help mitigate this stress so that you can get to or from your on-the-ground destination with minimal difficulty. Find out what benefits a private shuttle service to airport destinations can provide versus self-orchestrated travel, and consider if airport car services would be right for you the next time you fly.
In terms of self-directed car travel to or from an airport, driving yourself or having someone else drop you off are the two most common scenarios. While these do offer some cost benefits and a degree of travel flexibility, they also have their shortcomings. In both of these cases, you’re creating the opportunity for a lot of travel-related stress. When you drive yourself to the airport, you’re forcing yourself to focus on driving in a high-traffic area while also trying to adhere to an extremely time-sensitive schedule. That’s guaranteed to raise your blood pressure! Once you get to the airport, you’re also locking yourself into paying for parking for the whole time you’re gone. If you try to avoid the parking cost by having a friend or family member drive you, you still end up engaging someone else in the stress of traffic and the time crunch of an airport run. Many of us take these airport travel stressors as par for the course. However, they don’t have to be. There are other travel options available, such as private airport shuttle services or car services.
Very often the word “shuttle” may conjure up images of minibuses or vans crammed full of travelers. While those types of airport shuttles do exist, they won’t necessarily reduce your stress load during your travel experience! A door-to-door airport car service, however, will. In this context, the terms “shuttle” and “car service” are used interchangeably to reference a town car or other private vehicle that will get you to or from an airport. The drivers of these cars are fully trained, licensed, and insured, and provide fast, reliable, and, above all, comfortable airport travel. When you engage this type of airport shuttle service, all you need to do is give them the details of where you are, where you need to travel, and what your time frame is. The company will do all the rest, from calculating departure or arrival times to loading and unloading your bags for you. This type of assistance can be especially helpful if you’re in an unfamiliar area, or if you just have a lot on your plate and need to have one less detail to think about.

Men's Clothing – Jacket Fashions & Styles

Jackets are an essential part of Mens clothing. They keep you warm and can be a perfect addition to any stylish outfit. Jackets are offered in a range of different styles and designs. Below are some of the popular styles designed for casual wear. After reading this you will understand what type of mens clothing should be worn with each jacket. This kind of mens clothing is meant for autumn and winter seasons when the temperature dips down. By learning about the different jackets available you can decide which fits your style and liking.
A lot of the styles which are found in Mens clothing today, originally came from clothing made for soldiers, pilots and sailors in World War I and II. The bomber jacket is a great example of clothing originating from that era. A bomber jacket is made from leather and designed to keep the body warm. This type of mens clothing is fitted and has an elastic waistline and cuffs to prevent cold air from coming in and warm air from escaping. This is the kind of clothing you will want to have in your wardrobe for autumn and early winter. Some bomber jackets are offered with fur lining to provide extra insulation and protection from the cold. It is essential that you choose a bomber jacket that fits right and is not too baggy or bunched up.
A pea coat is another popular style of clothing worn during colder seasons. Pea coats are made of wool and have large buttons made from wood or metal. Pea coats usually are thigh length and are available in colors such as navy blue, black, olive green and brown. Pea coats are not exclusively mens clothing and are also worn by women. This kind of clothing suits all body types as long as it is worn at the right length.
A blazer is a must have if you are looking for a complete clothing wardrobe. It looks great with jeans and corduroy pants. If you are planning to wear a blazer for a date, you should pair a black blazer with a white v-neck tshirt and jeans. This combination of clothing will really make a man look well defined and smart. When wearing a blazer you should always wear mens clothing that is contrasting in color. Tan and white, black and white, navy blue and tan are just some of the color combinations to consider while wearing this type of mens clothing. Many times the blazer is confused with the sports jacket. A sports jacket is a completely different type of clothing. Tweed is a common fabric used for making sports jackets. Now that you have gained an idea of the different jackets available, you can start shopping for the right kind of mens clothing to fill your wardrobe. Color, fit, length and style are the main keys to finding a proper jacket. Browsing through a number of stores will give you an idea of what clothing is currently in style and the kind of look that will be suitable for you.

Denver Real Estate For Sale

Denver streets are lined with beautiful homes for sale. There are charming little retreats, family homes, vacation homes, vast country estates and small cabins. Whatever your preference, there’s Denver real estate property perfect for you and your family.
Denver communities
Denver Metro has about 42 municipalities and 7 counties with several neighboring mountain and valley districts. Each of these areas offers a unique living experience. The city of Denver has more than twenty exceptional neighborhoods. There are also beautiful real estate properties in the surrounding Englewood, Lakewood, Arvada, Broomfield, Greenwood Village, Centennial, Littleton, Highlands Ranch, Castle Rock, Parker, Thornton, Wheatridge, Aurora, Lafayette, Brighton, Boulder, Superior, Westminster, Northglenn, Golden, Cherry Hills Village and Evergreen to name just a few.
Denver’s population is very diverse, with a healthy mix of singles, families and senior citizens. This is why Denver has facilities for everybody – restaurants that cater to all ages and tastes, different churches representing different faiths and different recreational facilities. Denver also has a bustling nightlife and plenty of casinos. You’ll never run out of places to go to when you feel like having fun.
Remember that the cost comparisons, infrastructures, amenities and available properties vary in different areas, so do your research before deciding what area to buy real estate in.
New real estate projects across Denver
Real estate is booming in Denver, and more and more real estate developments are being built. Aside from the many existing properties in the Denver area, there is also a very active market for new properties. The population in Denver is ever-growing, so developers are offering new projects for all kinds of buyers. You can choose to have your home constructed instead of buying existing Denver real estate properties . This way, you can get involved in just about every aspect of your home’s look and feel.

The PayDay Loan Web – Don't Be a Needy Fly That Gets Caught in This Web

my personal payday loan story that can help you
the term payday loan starts with the letter “p” which is the same letter that starts off the words pain, penalty, poor and poverty. Both the internet and the physical world are full of places where you can get a loan with bad credit, no credit check, and no employment verification but what these modern day loan sharks don’t tell you is that their interest rates are so high that one day you may end up with the payday loan mafia coming after you!
Sure, these loans look very attractive to those in financial need that are unable to get a loan by conventional means but when the facts are presented what you have to pay back just isn’t worth it. This fictional character that we all refer to as “guido” which is the person that comes to break your arms and legs when you don’t pay a loan shark back is in existence in a different way when it comes to payday loans. Instead of your arms and legs the payday loan guido comes after your heart, soul and peace of mind.
Payday loan places make their offerings look so attractive but it is all an illusion because who can really see when they are desperate? What you don’t want to happen is for what appears to be a temporary solution to become a long term problem and many times that is exactly what happens.
I’ve been caught in the payday loan otherwise known as payday advance web many times. Sometimes life’s circumstances leave us very few choices and we decide to do what we feel like we have to do to buy gas and put food on the table. Like I said, I’ve been there before and as a survivor of payday loan debt I have knowledge that can help you.
I want you to ask yourself a question which is, “if you don’t have enough money to get by what makes you think you can payoff a loan with 300%- 700% interest?” You might as well sell your first born child. Payday loans may seem good in the short run and you may get instant gratification and even a rush when you hold that cash in your hands or see it in your bank account but in the long run it is a race that many can’t win.
My story, like many, was that I obtained payday loans to cover immediate expenses I needed cash for but didn’t have money to pay the loans back so I got extension after extension paying out ungodly amounts of money. Before long I was getting new payday loans just to pay the other payday loans I had received. I was trapped in a vicious cycle with no way out and a ton of stress upon me. I became a needy fly caught in the payday loan web, especially since most of my loans were online loans; I was literally in a virtual web. The payday loan spider sucked the life blood out of my bank accounts and I didn’t know what to do.
Please understand that you can’t solve a problem with a problem and you can’t come out debt by creating more debt. The solution to your debt starts with gaining additional income sources and paying off existing debt little by little so you can be free. In my own personal payday loan crisis I got up to almost $7, 000 worth of payday loans and when renewal payment time came my entire paycheck was gone. This is a miserable experience that I pray you can avoid. You might already be at this state but even if you are I have some suggestions for you that will offer hope.
The first thing you have to do is to make a conscious decision to get out of this situation. Decide to change and become a butterfly rather than a fly caught up in the payday loan web. When a caterpillar is going through the metamorphosis in the cocoon in order to become a butterfly there is a struggle. The struggle is in fact what makes the butterfly great because the struggle to get out of the cocoon transformed actually pushes fluid from the butterfly’s body into its wings so that it can emerge in beautiful flight. This process may be a little painful but it will help you fly and be what you were made to be.
One thing that I did was to become an affiliate for payday loan companies so that I could get paid from other people acquiring payday loans. Some people are just going to get them so there is no reason why you shouldn’t get paid from the process that made you pay so much. The second thing I did is what really helped me which was to get a payday loan consolidation company to take on my debt at a reduced amount and pay the payday loans back for me on my behalf. It was one of the best choices I ever made and it was a way out of the payday loan web.
You can do a Google search to find companies that will represent you in this way but do your research and make sure that the company you choose is credible. I used pdl assistance, inc. They require an upfront fee to take your case but they will work with you on paying it and it is around $200. Next you set up a plan to pay them a monthly amount on your payday loan debt and they pay your debtors directly. They will give you different term options to pay the debt off and they will deal with the payday loan companies for you. Doing this took a huge weight off of me. I got a 12 month term to repay my payday loan debt at 35% of what I owed the payday loan companies. The $400 a month I was paying on this plan was much better than the $700 plus every two weeks I was paying for all the loans I had.
One important thing to know when you start a payday loan consolidation program is that the payday loan companies are going to call you to collect. When they call just give them the information for the company that is representing you and let them know that the debt is going to be repaid to them as part of a loan/debt consolidation program you have initiated. I obtained the fax numbers to my payday loan companies and sent them notification on who to contact regarding the repayment of my loans. If you do this make sure to include your account number and social security number so they can properly locate your account.
Some companies will continue to try and collect from you in spite of this so I have another suggestion if this happens. If you get numerous collection calls after you have informed them about your debt consolidation you need to fax and/or send them a cease and desist letter. You can get a template off the internet and submitting this letter will stop the collection calls while your debt consolidation program is in the works.
Another tip is to close the bank account you have the loan fees being deducted from if possible. You will want to start a new account before you close your existing account and under no circumstances get payday loans under the new account. You have to treat the payday loan habit like an addiction. If you are going to stop it then stop it because replicating the mistake will only make things worse for you.
If you need money then get bad credit credit cards and pay them on time to build your credit. Pay more than the minimum payment and use them to pay bills so you can pay what you need to pay while building your credit. No debt consolidation company can legally advise you to close your account but sometimes it is the only way to keep the payments from being processed and causing you hundreds or even thousands of dollars in overdraft fees. For me this was the easiest way because I had so many loans and it would have cost me a $25 fee for every stop payment processed plus the bank could have missed some.
I also want you to know that the cease and desist letter can be used for any type of debt collection and not just payday loans. It is important to know your rights and you can find them out online at the federal trade commission’s website where you can learn about the fair debt collection act. You will learn what creditors can and cannot do regarding the collection of your debts and how to stop inconvenient and harassing behavior.
I do not encourage anyone to get a payday loan because it can get out of control so easily. If you must get a payday loan be sure to get one with low fees well below the normal $30 per $100 borrowed.